Private lender financing for hospitality properties provides hotel owners, developers, and investors with access to capital when traditional bank financing is unavailable, impractical, or too slow. Private lenders—ranging from high-net-worth individuals and family offices to debt funds and private capital firms—offer flexible loan solutions based on asset value, sponsor experience, and business potential rather than rigid institutional guidelines.
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At PCVI Commercial, we arrange private loans for a wide range of hospitality assets, including flagged and independent hotels, motels, boutique inns, and extended-stay lodging. These loans are often used for property acquisitions, refinances, cash-out transactions, and bridge-to-permanent strategies. They may also support capital improvements, brand conversions, or repositioning efforts that enhance asset value or revenue performance.
When Private Lending Is the Right Fit
Private loans are often the most viable financing option when:
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The property is not stabilized or lacks strong trailing financials
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The sponsor is acquiring an underperforming or turnaround hotel
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There is a short closing timeline that banks cannot meet
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The borrower needs bridge financing before securing a permanent loan
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The transaction includes a renovation, rebranding, or repositioning strategy
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Foreign nationals or cross-border sponsors require asset-based fundin
Hospitality Property Types We Finance
Private lenders are active across the hospitality asset class, including:
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Full-Service Hotels – Branded or luxury hotels with conference space and food service amenities
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Select-Service Hotels – Efficient hotels with basic services and steady demand
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Limited-Service & Economy Hotels – Smaller assets appealing to value-focused travelers
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Boutique and Independent Hotels – Non-flagged properties with unique branding or local identity
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Extended-Stay Lodging – High-occupancy properties that serve long-term business or relocation guests
Expertise That Drives Results
Hospitality properties require a lender and advisor who understands both the real estate and the business behind it. At PCVI Commercial, we bring decades of experience in hospitality underwriting, operations, and capital markets. Robert Hernandez, who leads the firm, holds a degree from the Cornell University School of Hotel Administration and has underwritten over $6.0 billion in proposed and closed hotel transactions across the U.S., Mexico, Russia, and the Caribbean.
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We work directly with borrowers and investors to structure fast, creative, and customized private loans that align with their goals and timelines.
Contact us today to explore private financing solutions for your next hotel acquisition, refinance, or value-add strategy.